The INSHUR Support Team
We offer three different levels of cover at INSHUR; Comprehensive, Comprehensive Plus and Third Party. Comprehensive cover pays out if you damage your car, or someone else's car or injure someone in an accident, regardless of who is at fault.
Comprehensive car insurance also protects you against fire and theft. Our Comprehensive Plus cover includes everything above with added legal protection and Public Liability.
If you quoted for your policy on or after 11 April 2025 our Public Liability cover is up to £10 million pounds. If your quote was before this, your Public Liability cover is up to £5 million pounds. This cover also includes a plated hire vehicle in the event of an incident.
Third-party cover is the minimum level of car insurance the law allows. It covers damage to another person's car, along with compensation costs for injuries to other people. This type of insurance won't cover damage to your own vehicle or your own injuries if the accident is deemed to be your fault.
For a more detailed breakdown, you can view our Insurance Product Information Documents on our website HERE